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Home Loans Today, LLC (“HLT”) NMLS#152859. HLT is a DBA of FBC Mortgage, LLC. HLT and INB Homes are not affiliated and have no shared ownership. All products are subject to credit and property approval. Programs, rates, program terms and conditions are subject to change without notice. Not all products are available in all states for all amounts. Other restrictions and limitations apply. HLT is not acting on behalf of or at the direction of FHA/HUD/VA or the federal government *Scenario is an estimate only and is based on a 680 FICO score on a 30 year (360 months) FHA fixed-rate mortgage at a purchase price of $350,000, loan amount of $343,660, 96.5% LTV, rate of 5.99 %, and APR of 6.760%, which would result in a principal and interest payment of $2,058. 5.99% rate is based on a builder paid forward commitment to buydown the market rate. Payment scenario does not include taxes, insurances, or HOA fees (if applicable) and the actual payment obligation will be greater. The forward commitment is available for government loans only and may not be available on all loan programs and is subject to availability of funds, which is confirmed with a full loan approval and rate lock in. Homes must close prior to forward commitment expiration to qualify; see your builder representative for further details on expiration terms and available homesites. Borrower is not required to finance through HLT but must use HLT to receive incentives. This is not a commitment to lend. This offer cannot be combined with any other offer.